Credit

Bank Stress Agent

Tracks banks, regional banks, deposit-sensitive lenders, and financial plumbing stress.

Utility

This agent must be runnable on its own and must produce evidence that supports a decision, an avoidance, or a confidence change.

Decisions Supported

credit riskinew long gateiavoidancei

Questions Answered

Are banks confirming or warning about credit stress?i

Data Sources

Yahoo bank stress proxy basketiregional bank ETFsimoney-center bank equitiesi

Current Run Market Data

Label	Symbol	Group	Price	Change	Change %	Status
KRE	KRE	regional_bank	72.27	-0.05	-0.06%	live
KBE	KBE	bank	66.00	-0.22	-0.33%	live
XLF	XLF	financial	57.41	-0.09	-0.16%	live
JPM	JPM	money_center	336.59	-0.75	-0.22%	live
BAC	BAC	money_center	49.73	-0.02	-0.05%	live
SCHW	SCHW	brokerage_bank	91.75	-0.83	-0.90%	live

Computed Signal

Name	Value	Regime	Confidence	Source	Observed
bank_plumbing_stress_score	52.4	mixed	100%	Yahoo chart endpoint	2026-11-06T19:34:03+00:00

Declared And Target Feeds

Source	Status	Current Run Data
Yahoo bank stress proxy basket	current run	6/6 observed rows attached below.
regional bank ETFs	target feed	Not used in the current run yet; listed as the permanent feed this agent should graduate to.
money-center bank equities	target feed	Not used in the current run yet; listed as the permanent feed this agent should graduate to.

Live Status

Banks average -0.16%; KRE -0.06% and regional lag versus XLF is 0.00 points.

Score

Warnings

• No active warnings.

Signals

Name	Value	Regime	Confidence	Source	Observed
bank_plumbing_stress_score	52.4	mixed	100%	Yahoo chart endpoint	2026-11-06T19:34:03+00:00