Credit

Bank Stress Agent

Tracks banks, regional banks, deposit-sensitive lenders, and financial plumbing stress.

Utility

This agent must be runnable on its own and must produce evidence that supports a decision, an avoidance, or a confidence change.

Decisions Supported

credit riskinew long gateiavoidancei

Questions Answered

Are banks confirming or warning about credit stress?i

Data Sources

Yahoo bank stress proxy basketiregional bank ETFsimoney-center bank equitiesi

Current Run Market Data

Label	Symbol	Group	Price	Change	Change %	Status
KRE	KRE	regional_bank	74.78	-0.48	-0.64%	live
KBE	KBE	bank	68.87	-0.47	-0.68%	live
XLF	XLF	financial	57.52	-0.58	-1.00%	live
JPM	JPM	money_center	355.44	-3.19	-0.89%	live
BAC	BAC	money_center	62.63	-0.05	-0.07%	live
SCHW	SCHW	brokerage_bank	108.43	-0.86	-0.79%	live

Computed Signal

Name	Value	Regime	Confidence	Source	Observed
bank_plumbing_stress_score	40.7	weak	100%	Yahoo chart endpoint	2026-09-08T16:43:56+00:00

Declared And Target Feeds

Source	Status	Current Run Data
Yahoo bank stress proxy basket	current run	6/6 observed rows attached below.
regional bank ETFs	target feed	Not used in the current run yet; listed as the permanent feed this agent should graduate to.
money-center bank equities	target feed	Not used in the current run yet; listed as the permanent feed this agent should graduate to.

Live Status

Banks average -0.66%; KRE -0.64% and regional lag versus XLF is 0.00 points.

Score

Warnings

• No active warnings.

Signals

Name	Value	Regime	Confidence	Source	Observed
bank_plumbing_stress_score	40.7	weak	100%	Yahoo chart endpoint	2026-09-08T16:43:56+00:00